Welcome to Atwater Malick
Founded in 2008, Atwater Malick is a registered investment advisory firm. We provide customized portfolio management and financial planning on a fee-only basis. Our financial planning process includes retirement income planning, estate planning, charitable giving, education funding, insurance and risk management, real estate and other unique circumstances. We act in a fiduciary capacity, meaning that we put the interests of our clients ahead of our own, and we do not sell financial products or collect commissions.
The most common scenarios where we can help are life events that change your financial situation, such as retirement, inheritances, divorce, executive compensation, job changes, and business and real estate transactions.
As investors, our core values are diversification, tax-efficiency, low turnover, transparency and consistency. We believe that investing in individual stocks and bonds is the most reliable path to building wealth. Along the way, it is easy to get distracted by fads, headlines, excessive optimism or gloom, and a variety of other sideshows.
True investing is achieved through owning individual securities. Mutual funds, hedge funds, and other complex investment vehicles often have excessive turnover, tax-inefficiency, limited transparency, and hefty fees. While these broadly diversified funds may be the tools of choice for most sales-oriented financial advisors, they represent the antithesis of true investing. By investing in securities that are transparent, you will avoid poorly timed and panicked decisions.
For prospective clients with over $300,000 in investable assets, we welcome the opportunity to be your financial planning and investment management partner.